IBAS Testimonials




Unique IBAS Benefits


Business Banking Disputes


Business Banking Dispute Complaints To FOS


Business Banking


Business Bank Overcharge/s


Bank Mortgage


Business Banking Solutions


Personal Guarantee






Contact Us



UK Net Guide Banking Bodies Top 10 Site







Established in 1992


Independent Banking Advisory Service (IBAS) - IBAS established in 1992 as a specialist business banking customer membership organization. IBAS assists, guides and advises UK business bank customers with commercial and business banking disputes, business banking account/loan account/mortgage account/security disputes, business banking debt claim disputes and Director's Personal Guarantee debt claim demand disputes.

IBAS provides independent, confidential specialist business banking advice and direct guidance to UK Company Directors and UK companies requiring IBAS business bank and banking investigations for UK bank and business banking disputes and also provides submissions to Regulators.

IBAS is unique and well established as a specialist Business Banking customer membership organization.

Our experience has been gained from large numbers of UK business banking case dispute investigations and resolutions over 27 years.

Our work, knowledge and experience of bank account analysis and investigation of business bank loans, bank current accounts, banking contracts, business banking account facilities and UK bank debt recovery strategy enables effective and economic business banking case resolution.

Director's UK Personal Guarantee debt claim demands, director's personal guarantee debt claim disputes independently investigated, negotiated and resolved by IBAS.

IBAS provides confidential specialist help, advice and direct assistance to UK Directors and Commercial Business proprietors for their business banking account disputes, business banking secured, unsecured lending debt claim disputes.


email IBAS


IBAS website was launched in 1998 to help UK businesses with banking disputes.


(see BBC publication with link to IBAS in 1999) at: Your Money Not a moving account  - BBC 22/07/99


IBAS has featured on BBC TV, BBC TV News, ITV News, Meridian TV and Sky TV News since 1992 and also contributed banking editorials and business banking articles for the Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror.


Last modified: 23rd May 2019