Independent Banking Advisory Service 

Established in 1992



UK Net Guide Banking Bodies Top 10 Site



IBAS Testimonials




Business Banking Account Dispute help




IBAS Benefits










Business Banking





Bank Mortgage





Business Bank Overcharges





Director's Bank Personal Guarantee





Business Banking Solutions










IBAS Site Map





UK Banking Litigation Report





Banks MPs and Government















Email IBAS






Independent Banking Advisory Service (IBAS) has 30 years continuous business banking dispute investigations and negotiations experience with UK lenders.



Independent, professional, confidential assistance and tactical guidance provided to UK directors, guarantors and proprietors.



IBAS does not work or act for Banks or any other lender.



Please email IBAS with details of your dispute and specific questions.



IBAS business banking account investigations and analysis of UK business banking account disputes, business bank loans, business bank current accounts, business banking contracts, business banking account facilities, plus our knowledge of business banking debt recovery strategy since 1992 provides specialist business banking expertise for those with Business Banking disputes.



BBC Testimonial for IBAS at: Your Money Not a moving account




IBAS Business Banking Dispute Membership benefits begin by IBAS assessing specific documents from business banking dispute enquiries (by email) before we decide IBAS membership is beneficial to the customer - so that we do not waste the business banking customer time or our resources.


Direct tactical guidance for businesses with banking accounts,

Facility documentation,

Business banking secured or unsecured lending,

Lliquidation and Receivership

plus debt claim disputes advice for UK Company Directors and UK companies.


August 2020 - 'Thanks for firstly remotely assessing my bank debt claim complaint/s and then saving me time and money by advising me exactly how to achieve a successful outcome, without solicitors being involved.

Your remote working and knowledge based systems are remarkable. IBAS has saved me many thousands of pounds by obtaining all the facts, then advising me 'safely' on an effective resolution (without wasteful or ineffective 'face to face' meetings in the current Covid 19 'climate').

Brilliant result all round and very safe and cost effective for me. Carry on your good work' - AS's Testimonial for IBAS



IBAS is unique, a specialist Business Bank customer organization which has investigated large numbers of UK business banking case disputes leading to resolutions.


IBAS advises and guides UK Business banking customers with business banking account concerns, disputes, issues, problems and business banking litigations.


IBAS specialist experience of business bank account calculation and analysis, enables effective and economic business banking resolutions for UK business banking customers.


UK bank business debt claim demands or Director's Personal Guarantee Debt Claim demands from Limited Company debts, UK Director's Bank Personal Guarantee debt claim demands and director's Bank personal guarantee debt claim disputes are all independently investigated, negotiated and resolved by IBAS.


Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist unincorporated business banking membership organization assisting bank customers with UK business banking account loan disputes and business banking debt disputes with their bank.


IBAS analysis and investigation of business bank loans, business bank accounts, business banking contracts, business banking account facilities and business banking debt recovery information has been instrumental in our member's success.


IBAS has featured on BBC TV, BBC TV News, ITV News, Meridian TV and Sky TV News since 1992 and contributed banking editorials and business banking articles for the Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror.


Last modified: 6th October 2021