IBAS Testimonials




Unique IBAS Benefits


Business Banking Disputes


Business Banking Dispute Complaints To FOS


Business Banking


Business Bank Overcharge/s


Bank Mortgage


Business Banking Solutions


Personal Guarantee


Received Bank Personal Guarantee Debt Claim Demand?


Personal Guarantee/ Indemnity






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UK Net Guide Banking Bodies Top 10 Site







Established in 1992


Independent Banking Advisory Service (IBAS) - IBAS established in 1992 as a specialist business banking customer membership organization. IBAS assists, guides and advises UK business bank customers with commercial and business banking disputes, business banking account/loan account/mortgage account/security disputes and business banking debt claim disputes.

IBAS provides independent, confidential, specialist business banking advice, direct guidance in business bank and banking investigations for UK Company Directors and UK companies with UK bank and business banking disputes and provides submissions to Regulators.

We are specialists in UK Company Director's Personal Guarantee debt claim demands.

IBAS is unique and well established as a specialist Business Banking customer membership organization.

Our experience has been gained from large numbers of UK business banking case dispute investigations and resolutions over 27 years.

Our work, knowledge and experience of bank account analysis and investigation of business bank loans, bank current accounts, banking contracts, business banking account facilities and UK bank debt recovery strategy since 1992 enables effective and economic business banking case resolutions.

Director's UK Personal Guarantee debt claim demands and director's personal guarantee debt claim disputes independently investigated and negotiated by IBAS.

IBAS provides confidential specialist help, advice and direct assistance to UK Directors and Commercial Business proprietors for their business banking account disputes, business banking secured, unsecured lending debt claim disputes.


email IBAS to see if we will accept your case


UK Banking News & IBAS Comment 2018


IBAS is the only UK non profit organization providing business banking customers specialist business banking and commercial assistance, specialist business banking guidance and IBAS specialist business banking investigations.

IBAS business banking dispute negotiating experience provides proven strategy for business bank customers in dispute with their bank.



UK Banking News and IBAS Comment Archive


Banks MPs and Government


UK Banking Litigation Report


IBAS has featured on BBC TV, BBC TV News, ITV, Meridian and Sky News and has contributed to editorials and articles for the Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror and also contributed to magazines and radio.


Last modified: 23rd January 2019