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UK Net Guide Banking Bodies Top 10 Site


Independent Banking Advisory Service 

Established in 1992




Independent Banking Advisory Service (IBAS) - IBAS provides confidential, professional, specialist Business Banking dispute and claims guidance, business support and direct assistance for UK Businesses, Business Directors and Business Partners and proprietors.

IBAS is totally independent. IBAS 'in house' experience and unique knowledge from thousands of UK banking investigations since 1992 provides business banking information which is only available to IBAS and which is used by IBAS in assessing investigation strategy to produce the best banking dispute results.

Director's UK Personal Guarantee demands and director's personal guarantee debt claim disputes independently investigated and negotiated by IBAS. IBAS provides specialist knowledge of business banking strategy and business banking charge dispute investigations to those we assist in negotiating and obtaining business banking case resolutions.

Has your business been forced into Lloyds Bank Business Support Unit, Royal Bank of Scotland/NatWest bank/RBS Global Restructuring Group (GRG) unit/s or HSBC Specialized Lending Units? - we know how they operated and how false defaults were engineered - lawyers do not have that specific experience or IBAS knowledge from such cases.

Do you have a UK business banking charge/s dispute? Seeking a resolution to your business bank dispute? Think your 'case' requires a submission to the Regulator?

Do you have an 'Unlimited' Personal Guarantee which may mean your home's at risk from an 'on demand' bank overdraft/ 'on demand' bank loan claim?

IBAS provides UK Directors and Business proprietors with truly independent specialist business banking assistance, support, investigation, business banking guidance for business banking account disputes, business banking secured and unsecured lending and business banking debt claims and disputes.

After 25 years of business banking 'case work' and investigations IBAS strategies have been developed and finely tuned over that period and IBAS offers economical, professional, confidential guidance and direct assistance for UK Business banking problems and disputes - up to and including litigation.

IBAS experience has proved to be the deciding factor in effective settlements for business banking customers.



Email IBAS now - we can help you


Or telephone (during office hours only) on 01487 843444 for confidential conversation



Our business banking dispute negotiating experience provides proven strategies for business banking customers with banking claims and defences for bank claims.

IBAS has an excellent business banking investigation reputation and guides business banking customers threatened by their bank.


IBAS has featured on or been a guest/interviewee on many TV 'shows' since 1992, these have included:

Kilroy – 'Do You Trust Your Bank?',

BBC1 - The Really Useful Show - presented by Chris Choi and Cheryl Baker

BBC First Sight – 'Bank on Us',

BBC News - 'Hard Cash',

BBC TV - 'Good Morning with Anne & Nick'

& others including Meridian TV, BBC TV Look East, Anglia TV News, ITN News and Sky TV News,

Plus UK radio interviews: The Jimmy Young Show, Radio 5 Live, BBC Radio 3 Counties, Talk Radio with Paul Ross and many others.

IBAS has also contributed to many business banking editorials and articles in the Sunday Times, Times, Daily Mail, Daily Express and Daily Mirror.


UK Banking News 2018 - IBAS comment


see Business: Your Money Not a moving account  - BBC 22/07/99



Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist unincorporated business banking membership support organization assisting bank customers with UK business banking account/loan account/mortgage account and security disputes and business banking debt disputes. IBAS bank account analysis and investigation of business bank loans, bank accounts, banking contracts, business banking account facilities and banking debt recovery information has been instrumental in our member's success. IBAS web site was launched in 1998.



Last Modified: 18th July 2018