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Established 1992

 

Business Bank, Banking Mortgage, Director's Personal Guarantee Dispute?

 

Business Bank or banking mortgage dispute? Director's Personal Guarantee/guarantee/indemnity issue/problem/dispute? You now require urgent personal guarantee debt or business banking dispute assistance? Worried about your bank's threats against your home? Bank demanding payment of your director's personal guarantee or threatening legal action and a charge over your home? Bank requesting you complete 'personal financial/assets and liabilities' following a personal guarantee (PG) debt claim - don't know what to do?

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IBAS has 27 years of continuous business banking dispute investigations and negotiations experience with all major UK lenders and we provide professional, confidential guidance and direct assistance to directors and proprietors who initially email us their business banking dispute/s information.

IBAS has acquired specialist business banking knowledge from the many IBAS investigations of UK business banking account disputes since 1992. Our investigations have provided us with experience and depth of knowledge which no other organization 'acting' for business banking customers can match.

IBAS business banking account investigations experience, our expertise in analysis of business bank loans, business bank current accounts, business banking contracts, business banking account facilities plus our knowledge of business banking debt recovery strategy - has provided us with expertise in utilizing our specialist banking knowledge. That is often the key to our members success and instrumental in almost miraculous settlements for IBAS members.

There is no other non - profit UK organization providing independent and specialist individual business banking advice and specific assistance to members.

IBAS business banking dispute knowledge and negotiating experience also provides IBAS members with a proven strategy for business banking claims and can provide defences to business banking debt claims.

 

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IBAS website was launched in 1998 to help UK businesses with banking disputes.

 

(see BBC publication with link to IBAS in 1999) at: Your Money Not a moving account  - BBC 22/07/99

 

IBAS has featured on BBC TV, BBC TV News, ITV News, Meridian TV and Sky TV News since 1992 and also contributed banking editorials and business banking articles for the Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror. see: IBAS Testimonials

 

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IBAS advisors have experienced the worries and concerns which you are now going through - many sleepless nights just worrying - the what if's - worrying about your family - how will you cope? Can you 'get out of it in any way' - is it possible to do so? Can you dilute the bank’s debt demand? More importantly, will you lose your home?

The questions and the personal worries you will have after receiving a business banking debt claim demand are well known to our specialist team and that's why they now advise on such matters. They will help you focus on what can now be done.

We know that communicating with someone who fully understands what you are going through is your first step to getting a good night's sleep. But, communicating with someone who has dealt with a great many cases like yours is even better so don't waste time putting off dealing with it - act now - email IBAS from the link below and tell us about your demand.

 

see also: Discover Secrets

 

Bank Business Support Units, Specialized Lending, Strategic Business Services or Specialist Relationship Managers are all terms used by the banks or used by banks to 'rip off' businesses by forcing or 'triggering defaults' - which have forced businesses into insolvency situations where the banks have plundered the businesses cash flow and assets.

If your business has been or was forced into Lloyds Bank Business Support Unit, Royal Bank of Scotland/NatWest bank/RBS Global Restructuring Group (GRG) unit or HSBC Specialized Lending Unit or Clydesdales Strategic Business Services Unit - IBAS know how they operate and how false defaults are engineered - lawyers do not have that specific experience or IBAS knowledge from such cases. It is also now documented that Mandatory referrals and transfers to such units were required by those banks and that any 'breakdown' of the customer relationship (whether engineered by the bank or not) was used to refer businesses to such units and that even the questioning of bank charging by the business was enough to 'trigger' the bank moving that business to what are effectively 'debt recovery units' and building up penalty fees and charging rates to drive up the debt then being claimed - so contact IBAS with your case details and let us know whether your company is still trading - or been forced into insolvency by the bank.

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IBAS provides experienced specialist and practical advice on how best to deal with and control the bank’s ‘collection’ activities after demand of the debt has been made. What can you do and how best to do it? Sleepless nights, worrying about the what if's - worrying about your family - how will you cope? Can you 'get out of it in any way' - is it possible to do so? Can you dilute the bank’s debt demand?

The questions and the personal worries you may have from receiving a banking debt claim are well known to our specialist team and that's why they advise on such matters.

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'I found IBAS to be Impressive & professional with no nonsense. I followed IBAS strategy totally and the result was spectacular. Thanks for putting my life back on track and saving me a bucket load of money - I cannot thank you enough. I would now start with IBAS and ignore all the others who are 'selling' an imitation of these guys but without IBAS knowledge! - AT November 2016

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IBAS aim to provide good specialist advice and resolution if IBAS is involved immediately after demand for payment by a bank and our aim is to gain all information which we know is necessary to assess legal arguments - against existing case law. IBAS lay the 'groundwork' for successful defences or banking claims by first preserving any defence which then exist (and yes, we have assisted in many cases which have been won by our members after litigation in the County Court, High Court and the Court of Appeal).

‘We were very grateful for your assistance at a very difficult time for us. You provided good and timely advice and it was useful to have an independent perspective on the case. You also acted as a buffer between ourselves and the bank which perhaps moderated their dealings with us and bought us some time in which to organise our settlement. You were also good value. We still believe that the bank behaved badly but unfortunately that seems to be the way of the world today. Thank you for your help.’ From SAC January 2013

I understand that so many cases are lost before they start because under threats from the bank the customer provides an offer of payment - without nderstanding there may be a defence to the bank's claim. Having been induced to make that offer, the bank then goes for the jugular. Apparently I am one of a very small band of successful litigants, which I wouldn’t have been without IBAS behind me. - DeeJay  

IBAS is totally independent and our experience is gained from our ‘case work’ on numerous business banking specialist investigations across all UK industries. IBAS research on Bank overdrafts and business banking account charging allows IBAS to challenge banks hard on their actions and performance and allows strong banking negotiating positions.

IBAS provides unique specialist, confidential, professional business banking guidance with direct assistance and without conflicts of interest.

Bank Complaints, Defaults, Payment demanded or Demand for payment, Debt Judgment, Interim Charging Order, Charging Order absolute, Order for Sale obtained or threatened - each part of the banking process in chasing payment on a secured debt adds considerable additional cost and interest. Those extra costs are added to the original debt being claimed.

 

We know that communicating with someone who fully understands what you are going through is your first step to getting a good night's sleep. But, communicating with someone who has dealt with a great many cases like yours is even better - so don't waste time putting off dealing with it - act now - email IBAS from the link below and tell us about your demand.

 

We can act quickly to advise and protect you if you are facing liquidation, receivership and being threatened by bank business debt claims demands or Director's Personal Guarantee Debt Claims demands from Limited Company debts.

IBAS experience and knowledge is crucial in supporting any business banking customer in dispute with their bank.

Act now - before it's too late to help

 

email IBAS

 

Last modified: 11th September 2019