IBAS - Independent Banking Advisory Service 
















Independent Banking Advisory Service (IBAS) site map provides web site pages as below



Please note: All IBAS web site pages are provided for general information only


None of the IBAS web site pages are intended to provide anything other than general information or general assistance. No pages provide you with specific advice nor should they be interpreted as doing so. Comment and/or information within the IBAS Web site should not be relied upon as providing any advice to you.

Those seeking independent guidance, should contact IBAS direct and also provide us with their business banking dispute information. Please note: We remove editorial links when editorial links cease to function and content pages are only retained for our member's use and IBAS research. If you're researching business banking disputes you can navigate our site from this page using your browser.


IBAS specializes in UK business banking account dispute investigations and business banking debt claims and has done since 1992


IBAS acts for UK Business Banking customers


IBAS is the only UK non profit organization providing specialist business banking investigations to business banking customers.



TM in his testimonial for IBAS stated: 

"This is a battle that we have won, which could quite easily have 

been lost had I not joined IBAS. 

I would recommend them to absolutely everybody" - TM Testimonial



In 2002 IBAS had already obtained in excess of £21 million in refunds, write-offs and write-down of bank debt from successful investigations of UK Business Banking Disputes.


Email IBAS


IBAS Testimonials




IBAS Site Map

















Discover Secrets









Personal Guarantee Advice on Demand for Payment


Personal Guarantee Demand for Payment


Personal Guarantee or Personal Guarantees and Indemnity



Personal Guarantee or Personal Guarantees



Received Bank Personal Guarantee Debt Claim Demand?



Comparison on PG Debt call for Joint and Several debt claim



Directors Personal Guarantee through Financial Ombudsman Service Complaint



Cruickshank IBAS and Bank Overcharging






Mortgage shortfall debt claims and disputes






Banks MPs and Government






IBAS Contact Page



IBAS Privacy Policy and Terms and Conditions



How Did IBAS Originate and Why?







IBAS has featured on BBC TV, BBC TV News, ITV News, Meridian TV and Sky TV News since 1992 and contributed banking editorials and business banking articles for Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror.


BBC Testimonial for IBAS -Your Money Not a moving account



Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist unincorporated business banking membership organization assisting bank customers with UK business banking account loan disputes and business banking debt disputes with their bank.

Modified: 5th July 2022