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Independent Banking Advisory Service (IBAS)

IBAS act for UK Business Banking customers


providing exceptional results for business banking customers


IBAS investigate Directors Personal Guarantee Disputes and Debt Claims and can help defend banks legal claims or directors personal guarantee debt claims and help avoid personal guarantee judgments




Totally Independent with 30 years experience


In 2002 IBAS had already obtained in excess of £21 million in refunds, write-offs and write-down of bank debt from successful investigations of UK Business Banking Disputes and complaints since 1992.



For immediate help and assistance: email us now with your banking issue or situation


IBAS business banking account investigations of UK business banking account disputes, business bank loans, business bank current accounts, business banking contracts, business banking account facilities, plus our knowledge of business banking debt recovery strategy since 1992 provides specialist business banking expertise for UK Business Banking disputes.


TM in his testimonial for IBAS said


This is a battle that we have won, which could quite easily have been lost had I not joined IBAS.

I would recommend them to absolutely everybody

- TM Testimonial



UK Banking Litigation Report



Banks MPs and Government



'Thanks for firstly remotely assessing my bank debt claim complaint/s and then saving me time and money by advising me exactly how to achieve a successful outcome, without solicitors being involved.

Your remote working and knowledge based systems are remarkable.

IBAS has saved me many thousands of pounds by obtaining all the facts, then advising me 'safely' on an effective resolution (without wasteful or ineffective 'face to face' meetings in the current Covid 19 'climate').

Brilliant result all round and very safe and cost effective for me. Carry on your good work'


- AS's Testimonial for IBAS



IBAS is unique, a specialist Business Bank customer organization which has investigated large numbers of UK business banking case disputes leading to resolutions.


IBAS advises and guides UK Business banking customers with business banking account concerns, disputes, issues, problems and business banking litigations.


IBAS specialist experience of business bank account calculation and analysis, enables effective and economic business banking resolutions for UK business banking customers.



IBAS featured on BBC TV, BBC TV News, ITV News, Meridian TV and Sky TV News since 1992 and has contributed banking editorials and business banking articles for Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror.


BBC Testimonial for IBAS -Your Money Not a moving account



Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist unincorporated business banking membership organization assisting bank customers with UK business banking account loan disputes and business banking debt disputes with their bank.

Modified: 5th March 2022